As we're nearing tax time...

[NotSoSilentBob]

<span style='font-size: 20pt'>RETURN </span> - The paper you file with the IRS.

<span style='font-size: 20pt'>REFUND </span> - The check they send you if you've overpaid.

[steer]

also, the check they send you if you have to pay for college out of your own pocket. So, that's a nice chunk of change I'm waiting to get back this year. Yippeee!